Top 10 S&P 500 Index Funds of U.S. and their annualized returns

Indroduction

S&P 500 index funds are mutual funds or ETFs(exchange-traded funds) that aim to replicate the performance of the Standard &,Poor’s 500 Index — a benchmark representing the U.S. large-cap stock market.These funds hold the same companies in roughly the same proportions as the index and deliver returns very close to the index itself,minus minimal fees.

Over the long term, the S&P 500 has delivered average annual returns of around 10% historically, although recent periods (e.g.,five years) have shown higher performance due to strong market growth.

Top 10 S&P 500 Index Funds and Their Annualized Returns

Below are ten widely recommended S&P 500 index funds, their types(ETF or mutual fund), and their recent annualized returns (primarily over the last five years where available).Note that past performance is not a guarantee of future results,but these figures provide a helpful benchmark.

1.Fidelity ZERO Large Cap Index Fund (FNILX)

• Expense Ratio: 0% (zero fees)

•5 year Annualized Return:~16.3%

•Overview: Fidelity’s ZERO fund eliminates management fees entirely, making it extremely cost-effective while still tracking the performance of the broader S&P 500 universe.

2. Vanguard S&P 500 ETF(VOO)

•Expense Ratio:~ 0.03%

•5-year Annualized Return:~14.8%

•Overview: One of the most popular and liquid S&P 500 ETFs in the world.its large asset base and low cost make it ideal for buy- and- hold investors.

3.iShares Core S&P 500 ETF (IVV)

•Expense Ratio:~ 0.03%

•5-year Annualized Return:~ 14.8%

•Overview: Similar to VOO in tracking accuracy and cost,IVV is another top choice for passive investors seeking broad exposure to U.S.large caps.

4.SPDR S&P 500 ETF Trust (SPY)

•Type: ETF

•Expense Ratio:~ 0.095%

• 5-year Annualized Return:~ 14.7%

•Overview: The oldest and one of the most traded ETFs in the world,SPY is slightly more expensive than some rivals but offers exceptional liquidity.

5. SPDR Portfolio S&P 500 ETF (SPLG)

•Type: ETF

•Expense Ratio:~ 14.8%

•Overview: A lower-cost alternative within the SPDR family with performance virtually identical to SPY Due to the same underlying index.

6.Schwab S&P 500 Index Fund (SWPPX)

• Type: Mutual Fund

•Expense Ratio:~ 0.02%

•5-year Annualized Return:~16.0%

•Overview: Charles Schwab’s flagship Index funds offers competitive returns with a very low cost, making it popular among long-term investors.

7.Vanguard 500 Index Fund Admiral Shares (VFIAX)

•Type: Mutual Fund

• Expense Ratio :~0.04%

•5-year Annualized Return:~ 16.0%

• Overview : Vanguard’s classic S&P 500 mutual fund counterpart to VOO, with slightly higher minimum investment requirements but excellent long-term performance.

8.Fidelity 500 Index Fund (FXAIX)

•Type: Mutual Fund

•Expense Ratio:~ 0.015%

•5-year Annualized Return:~16.0%

•Overview: one of the most popular mutual funds in the U.S. due to extremely low costs and nearly identical performance to the S&P 500 index.

9. Fidelity Flex 500 Index Fund (FDFIX)

•Type: Mutual Fund

•Expense Ratio :0%

•5-year Annualized Return:~ 14.7%

•Overview: Another zero-cost Fidelity index option, flexible in slight deviations but primarily designed to mirror the broader large cap market.

10.T. Rowe Price Equity Index (PREIX)

•Type: Mutual Fund

•Expense Ratio:~0.18%

• Annualized Return:~ Close to S&P benchmark

•Overview: A slightly more expensive but reputable index fund offering simple exposure to the same 500 large-cap U.S. companies.