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Dorchester Center, MA 02124
Health insurance is a type of insurance that helps cover the cost of medical expenses. It protects you financially in case you get sick or injured by paying for part or all of your medical bills, depending on your plan.
•Here’s how it generally works:
1. You pay a premium – This is usually a monthly fee to keep your insurance active.
2. You might pay a deductible – This is the amount you pay out of pocket before your insurance starts covering expenses.
3. Co-pays and coinsurance – After you meet your deductible, you may still pay part of the cost of services (like a flat fee for doctor visits or a percentage of the bill).
4. Coverage – Your plan will usually cover things like doctor visits, hospital stays, surgeries, prescription drugs, and preventive care
.Health insurance can be provided by:
Employers (as part of a job benefit)
The government (like Medicare or Medicaid)
Private companies (if you buy it on your own)
